1
Trend · monthly
Credit reports accessed & record rejection rate
Reports accessed (thousands)Rejection rate of submitted records (%)Rejection ceiling 3.0%
2
What this board answers
Three questions from Makati
3
Signature · regional coverage
Submitting entities across the archipelago
4
Breakdown · data quality
Rejection rate by submitting entity type
3.0% rejection ceilingWidth = share of records rejected on load
5
Service · data subjects
Dispute resolution SLA
6
Compliance · monthly submissions
On-time submission by entity type
7
Ask the data · AI layer
Natural-language question
8
† Topline anchored to CIC's published 2024 Annual Report: 1,158 submitting entities in production as of December 2024 (380 cooperatives, 277 rural banks, 247 financing/lending, 50 thrift banks, 46 universal/commercial banks, 37 leasing, 35 MFIs, 86 other), 61.5 million individual data subjects, 297.8 million contracts, 253 accessing entities, 11.5 million accesses and 5,271 disputes in 2024. Every figure after that anchor — monthly growth, regional split, rejection rates, SLA — is illustrative and internally consistent for demonstration only. Entity types are grouped as Banks (universal, commercial, thrift, rural), Cooperatives, Lending & financing companies, and NBFIs (MFIs, leasing, insurance, other).
